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What is health insurance?
Health insurance is insurance against loss by
illness or bodily injury. Health insurance is usually provided as an indemnity
plan or through a managed care program such as an HMO, PPO or POS. Policies
differ in the amount of the deductible and/or co-payment and limits of coverage. Health insurance provides
coverage for medicine, visits to the doctor or emergency room, hospital stays
and other medical expenses.
Individual and
family health insurance is a type of health insurance coverage that is available
outside employer groups. Most prefer to have health insurance covered as an
employee benefit by which the company usually pays at least 50% of the premium
in the state of Florida. However, if you do not have this option you may be
interested to know that Florida has a variety of plans that are affordable and
can meet your specific needs.
Why
do I need health insurance?
Many people realize health insurance is a necessity to protect their families
from financial loss due to illness or injury.
Why should I decide to work with Benefit Advisors?
We are familiar with the marketplace and provide a broad selection of plans,
pricing, faster processing and personal service with an agent you can trust.
If I submit a request am I obligated to purchase a policy?
No. You are not under obligation to purchase a policy. Just discuss your needs
with one of our licensed agents and they will help you make the best decision.
We are compensated by becoming your servicing agent, therefore we want to earn
your business.
If you have other questions regarding definitions, pricing, coverage start
dates, coverage for children, short-term policies, payments, protecting private
information, networks and etc. please fill out an online quote form or call
Benefit Advisors directly at 888-479-0490.
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